Built for fintech startups
KYC, ledgers, reconciliation, audit trails — careful with money, fast on iteration.
50% on kickoff, 50% on delivery · 30 days of free revisions · you own the code
Recent work
See all →Why we wrote this. We ship work like this ourselves — not as a reseller or a marketplace. The timelines, deliverables, and price bands below come from real engagements we've run end-to-end at Smartly Built Ventures Limited (trading as Vibed Ventures).
Who this is for
- Early-stage fintechs pre-FCA / pre-MTL
- Operators inside banks spinning out new products
- Anyone whose ledger is currently a spreadsheet
What you get
- Plaid, TrueLayer, or open-banking integrations
- Double-entry ledger with reconciliation against bank feeds
- KYC flows with Sumsub, Persona, or Onfido
- Immutable audit log for every money-related event
- Honest scoping — we flag what needs a regulated specialist
Dig deeper
Frequently asked
Are you FCA-authorised?
No — and you shouldn't hire a builder who claims to be without it actually being relevant. We build software; you (or a partner BaaS) hold the permissions.
Can you handle PSD2 SCA flows?
Yes — Stripe, Adyen, and direct issuer integrations.
What happens next
- Step 1Tell us the problem60 seconds in the /solve box. You don't need a brief.
- Step 2Get a tailored reportROI, build plan and a rough price band — emailed to you.
- Step 3Book a 25-min callWe talk it through honestly. If it's not for us, we'll say so.
Related in for
- Built for solo foundersYou're the PM, designer, and salesperson. We're the engineering team you can't afford to hire yet.
- Built for agencies and consultanciesYou sell the strategy. We ship the software, on your timeline, under your brand if you want.
- Built for ecommerce brandsShopify covers 80%. We build the 20% that actually moves your margin.
- Built for property and real estateCalculators, valuation tools, lead funnels — the work that earns its keep in inbound.



