For

Built for fintech startups

KYC, ledgers, reconciliation, audit trails — careful with money, fast on iteration.

50% on kickoff, 50% on delivery · 30 days of free revisions · you own the code

Recent work

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Why we wrote this. We ship work like this ourselves — not as a reseller or a marketplace. The timelines, deliverables, and price bands below come from real engagements we've run end-to-end at Smartly Built Ventures Limited (trading as Vibed Ventures).

Who this is for

  • Early-stage fintechs pre-FCA / pre-MTL
  • Operators inside banks spinning out new products
  • Anyone whose ledger is currently a spreadsheet

What you get

  • Plaid, TrueLayer, or open-banking integrations
  • Double-entry ledger with reconciliation against bank feeds
  • KYC flows with Sumsub, Persona, or Onfido
  • Immutable audit log for every money-related event
  • Honest scoping — we flag what needs a regulated specialist

Dig deeper

Frequently asked

  • Are you FCA-authorised?

    No — and you shouldn't hire a builder who claims to be without it actually being relevant. We build software; you (or a partner BaaS) hold the permissions.

  • Can you handle PSD2 SCA flows?

    Yes — Stripe, Adyen, and direct issuer integrations.

What happens next

  1. Step 1Tell us the problem60 seconds in the /solve box. You don't need a brief.
  2. Step 2Get a tailored reportROI, build plan and a rough price band — emailed to you.
  3. Step 3Book a 25-min callWe talk it through honestly. If it's not for us, we'll say so.
See what we'd build for you

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